Present Value of Cash Flows

Calculate the Net Present Value (NPV) of a stream of uneven future cash flows.

Year 1 flow, Year 2 flow, etc.
Present Value (NPV)272.32

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Net Present Value (NPV)

Because of inflation and opportunity costs, receiving $100 next year is inherently worth less than receiving $100 today. This principle is called the Time Value of Money.

Discounting the Future

By entering your expected future cash flows and an assumed discount rate, this tool pulls all future values backward into "today's dollars," giving you the Present Value of the entire project.

Disclaimer: This calculator is for educational and informational purposes only. It is not a substitute for professional financial advice. Results are estimates based on the information provided and may not reflect actual outcomes. Please consult with a qualified financial advisor, accountant, or tax professional before making any financial decisions. Past performance does not guarantee future results.